Monthly Payment Scheme T&Cs

Intercomp has been offering its very popular Easy Payment Scheme for several years now.

No banks or any other third parties are involved.  You just deal with us.

You can walk out with your new gadget that very same day and spread payments over up to 36 months, making any purchase affordable and easy.

Eligibility and Requirements

• Available to customers over 18 years old.

• Maltese ID Card / Maltese Residence Card.

• Maltese Debit or Credit bank card (A local Maltese credit card is required when applying with a Maltese Residence Permit).

• Last 3 month’s payslips.

• Contract of employment.

• Application is subject to credit application approval.

• The Easy Payment Scheme is available for individual customers only and does not apply for businesses or organizations.

• The first payment on the item will be at least 10% of the total invoice.

• Intercomp reserves the right to request further documentation where reasonably required to verify eligibility.

Payment Structure

• The first payment must be made using the same bank card from which all subsequent monthly payments will be automatically deducted.

• Monthly payments will be automatically charged to the bank card on the agreed date, as specified in the payment schedule. Should the scheduled payment date fall on a weekend or public holiday, the payment will be processed on the following working day.

• In the event of any changes to the Credit or Debit Card details during the payment term, customers are required to notify the Credit Control Department by email at [email protected].

• Monthly Payments are non-refundable unless otherwise stated or agreed.

Late or Failed Payments

Cancellation of Service

Finance and instalment payment options are available on selected purchases, subject to applicable terms and conditions, eligibility criteria and approval. Available payment plans may vary depending on the product, purchase value and individual circumstances.

The monthly instalment amounts displayed are indicative, and the final payment may differ slightly from the amount shown. Customers are responsible for ensuring that all scheduled payments are made on time.

Representative Example: A €1,000 purchase with a 27% finance charge results in a total amount payable of €1,270, payable over 24 monthly instalments.

The “Pay In 4” payment scheme allows customers to purchase products at the full retail cash price and split the total purchase amount into four equal monthly payments. Products available for purchase under this scheme must have a minimum price of €700. By selecting this option, you agree to the following terms.