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Monthly Payment Scheme T&Cs

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  • Monthly Payment Scheme T&Cs

Easy Payment Scheme

Intercomp has been offering its very popular Easy Payment Scheme for several years now.

No banks or any other third parties are involved.  You just deal with us.

You can walk out with your new gadget that very same day and spread payments over up to 36 months, making any purchase affordable and easy.

What do you need?

  • Maltese ID Card / Maltese Residence Card
  • Maltese Debit or Credit bank card*
  • Last 3 payslips
  • Contract of employment
  • The first payment on the item will be at least 10% of the total invoice.
  • Other documents may be asked if needed

Refunds

  • Refunds will be processed according to the store’s refund policy.

Modifications & Termination

  • Intercomp reserves the right to modify these Terms and Conditions at any time.
  • Customers will be notified of any significant changes.

Privacy and Security

  • Your personal and payment information will be processed securely according to our Privacy Policy.

*A local Maltese credit card is required when applying with a Maltese Residence Permit

So… go ahead… spoil yourself and buy that gadget that you’ve been longing for.

Contact our friendly sales staff via email on [email protected] or via Facebook/Instagram Messenger.  Or even better, why not come in and see us in one of our outlets across Malta.

 

Terms & Conditions

Application is subject to credit application approval.

Monthly plans are available on selected items, and some products may not be eligible.

An optional Apple iPhone 3-Year Warranty upgrade is available for purchase.

A 3-year warranty will be included with any purchase of Apple iPhone on a 36 monthly Easy Payment Scheme.

The Easy Payment Scheme monthly price  includes the processing fee within the quoted amount, whereas an additional admin charge applies when opting for the Pay in 4 Scheme.

The Easy Payment Scheme is available for individual customers only and does not apply to businesses or organizations.

Pay In 4 Scheme

The “Pay In 4 ” payment scheme allows customers to purchase products at the full retail cash price and split the total purchase amount into four equal monthly payments. Products available for purchase under this scheme must have a minimum price of €700. By selecting this option, you agree to the following terms.

 

Eligibility and Requirements

  • Available to customers over 18 years old.
  • Maltese ID Card / Maltese Residence Card.
  • Maltese Debit or Credit bank card (A local Maltese credit card is required when applying with a Maltese Residence Permit).
  • Last 3 month’s payslips.
  • Contract of employment.
  • Application is subject to credit application approval.
  • No active contracts with Intercomp Marketing Limited.
  • “Pay in 4” applications can be done from any Intercomp Outlets.

Payment Structure

  • There are currently no active contracts in place with Intercomp Marketing.
  • The “Pay in 4 ” payment option is only available for a single item or up to 2 related items with at least one of the items priced at €700 or more.
  • An €80 non-refundable admin fee will be applied and paid at the time of purchase.
  • The total amount of the item will be divided into four payments.
  • The first payment is due upon collection of the item.
  • The remaining three payments are automatically deducted monthly from your bank card.

Late or Failed Payments

  • Continued non-payment may result in restrictions on future purchases.
  • In the event that the customer fails to complete the remaining payments as per the agreed terms, any accumulated Lava Points earned from the transaction in question will be automatically reversed and deducted from the customer’s account.

Refunds

  • Refunds will be processed according to the store’s refund policy.
  • The €80 admin fee is non-refundable under any circumstances.

Modifications & Termination

  • Intercomp reserves the right to modify these Terms and Conditions at any time.
  • Customers will be notified of any significant changes.

Privacy and Security

  • Your personal and payment information will be processed securely according to our Privacy Policy.